[Compliance] Add AML transaction monitoring and sanctions screening

[kelly-musk]

Problem

For a money transfer / crypto on-off ramp platform, Anti-Money Laundering (AML) controls are a regulatory requirement in Nigeria, Kenya, Ghana, South Africa, and Uganda. Currently there is:

• No transaction monitoring
• No velocity checks
• No sanctions screening (OFAC, UN lists)
• No Suspicious Activity Report (SAR) workflow

Fix

1. Integrate a compliance provider: Elliptic, Chainalysis, or ComplyAdvantage
2. Add velocity rules: flag accounts with unusual transaction volume
3. Add sanctions screening on wallet addresses and bank account names
4. Create an internal admin interface for reviewing flagged transactions

Impact

Critical compliance — regulatory requirement for operating a crypto ramp in target markets.

[Toyinoje]

@Toyinoje has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

Hello maintainer,i will like to work on this issue

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[therealbibson]

@therealbibson has applied to work on this issue as part of the Stellar Wave Program's 7th wave.

Hello there! I’ve carefully reviewed the issue details and I’m confident I can deliver a clean, efficient solution.

ℹ️ Repo Maintainers: To accept this application, review their application or assign @therealbibson to this issue.

[ZeePearl56]

@ZeePearl56 has applied to work on this issue as part of the Stellar Wave Program's 7th wave.

I would like to work on this issue because I will get it done.

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[Olisachukwuma1]

@Olisachukwuma1 has applied to work on this issue as part of the Stellar Wave Program's 7th wave.

i would like to work on this issue

ℹ️ Repo Maintainers: To accept this application, review their application or assign @Olisachukwuma1 to this issue.

[drips-wave]

Congratulations, @Olisachukwuma1! 🎉 Your application was accepted by the repo's maintainers, and the issue is due on July 30, 2026.

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